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Medicare Safety Net thresholds 2026

For 2026 the Original Medicare Safety Net threshold is $594.40 of gap costs and the Extended Medicare Safety Net threshold is $2,699.10 of out-of-pocket costs, or $861.20 for concession card holders and families getting Family Tax Benefit Part A.

Key facts

  • Original Medicare Safety Net 2026: $594.40 of gap amounts, then 100% of the schedule fee for out-of-hospital services.
  • Extended Medicare Safety Net 2026: $2,699.10 of out-of-pocket costs (general), then 80% of out-of-pocket costs back, up to benefit caps.
  • Concession card holders and FTB Part A families: Extended Medicare Safety Net threshold of $861.20.
  • Thresholds are for the calendar year and reset every 1 January. Only paid (verified) costs count.
  • Families and couples should register as a Medicare Safety Net family so their costs count together.

2026 thresholds

Medicare Safety Net thresholds for the 2026 calendar year

Safety netThresholdWho it's forWhat you get back
Original Medicare Safety Net$594.40Everyone in Medicare100% of the schedule fee for out-of-hospital services
Extended Medicare Safety Net, general$2,699.10Everyone in Medicare80% of out-of-pocket costs, up to benefit caps
Extended Medicare Safety Net, concessional and FTB Part A$861.20Concession card holders and families getting FTB Part A80% of out-of-pocket costs, up to benefit caps

The Original safety net counts the gap between the schedule fee and the Medicare benefit; the Extended safety net counts your full out-of-pocket cost. Only verified payments count, meaning you paid the fee before claiming.

See also: Pensioner Concession Card.

See also: Family Tax Benefit.

Common questions

What is the Medicare Safety Net threshold for 2026?

$594.40 for the Original Medicare Safety Net, and $2,699.10 for the Extended Medicare Safety Net, or $861.20 for concession card holders and families getting Family Tax Benefit Part A.

Do I need to register for the Medicare Safety Net?

Singles are registered automatically. Couples and families need to register as a Medicare Safety Net family so their costs are added together.

When do the thresholds reset?

Every 1 January. Costs from the previous calendar year don't carry over.

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Source: Services Australia, What are the Medicare Safety Nets thresholds, How Medicare Safety Nets and thresholds work (pages last updated 1 January 2026). Checked 21 October 2026. General information only; Services Australia works out your actual payment.