Your preservation age is the earliest age you can usually get your super, once you've retired. Enter your date of birth.
Key facts
- Preservation age is the age you can access your super once you retire; it's 60 for anyone born from 1 July 1964.
- It was 55 for people born before 1 July 1960 and rose by one year for each year of birth after that.
- From 60, if you stop an employment arrangement, you can access your super, and lump sums from a taxed fund are tax-free.
- Between preservation age and 59, lump sums up to the low rate cap ($260,000) are tax-free.
- Age Pension age is 67.
Preservation age by date of birth
| Date of birth | Preservation age |
|---|---|
| Before 1 July 1960 | 55 |
| 1 July 1960 to 30 June 1961 | 56 |
| 1 July 1961 to 30 June 1962 | 57 |
| 1 July 1962 to 30 June 1963 | 58 |
| 1 July 1963 to 30 June 1964 | 59 |
| From 1 July 1964 | 60 |
Common questions
What is my preservation age?
60 if you were born on or after 1 July 1964. If you were born earlier, it's between 55 and 59; see the table.
Can I access my super at preservation age?
Generally only if you also meet a condition of release, such as retiring. From preservation age you can also start a transition to retirement pension while still working.
Is super tax-free after 60?
Lump sums and pension payments from a taxed super fund are tax-free from age 60.
See also super rates and thresholds and the Age Pension calculator.
Source: ATO, Payments from super (Table 12). Checked 22 October 2026.