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Super and HECS-HELP calculators

Salary sacrifice into super and see when your study loan will be paid off. Every figure uses the 2026–27 rates published by the ATO and the Fair Work Commission.

Salary sacrificeWhat sacrificing into super costs your take-home pay and adds to your balance.HECS-HELPCompulsory repayments and when your debt will be paid off.How HECS worksRepayment thresholds, indexation and how it comes out of your pay.