PayAfter Tax Pay calculator Pay calculator Take-home pay from any salary or hourly rate, with tax, Medicare, HECS-HELP and super. Bonus tax Tax withheld from a bonus or commission, and what comes back at tax time. Car FBT Fringe benefits tax on a work car under the statutory formula. Casual loading A casual rate from a permanent rate with the 25% loading, and casual vs permanent over a year. Novated lease What a novated lease does to your take-home pay, for an EV or petrol car. Overtime A week's pay with overtime, weekend and public holiday rates. Pay rise How much a rise adds to each pay after tax. Penalty rates Weekend, evening and public holiday pay under common awards, before and after tax. Pro rata Part-time pay from a full-time salary. Salary to hourly Convert a salary to an hourly rate, or back, before and after tax. Second job Tax on two jobs, the likely bill at tax time, and how much extra to have withheld. Tax withheld The exact tax taken out of a weekly, fortnightly or monthly pay, from the ATO's formulas. Time and a half Time and a half, double time and double time and a half from any hourly rate. Pay & tax Average salary The average salary in Australia by state, industry and gender (ABS). Fortnightly pay Take-home pay for one fortnightly pay, with tax withheld and super. Gender pay gap How much less women earn, by industry, state and age (ABS). Hourly rates What an hourly rate is worth each week and year after tax. Junior pay rates Hourly pay by age for 15 to 20 year olds in retail and fast food. Median income The median wage, income percentiles and where your salary ranks (ABS). Minimum wage The national minimum wage per hour, week and year. Monthly pay Take-home pay for one monthly pay, with tax withheld and super. Monthly tax table Tax withheld from every monthly pay, with and without the tax-free threshold. Public holiday pay Public holiday penalty rates under retail, fast food, hospitality and other awards. Richest suburbs The highest-income suburbs in Australia and each capital city (ABS). Salary by age Median and average employee income at each age, for men and women (ABS). Tax brackets Resident tax rates this year, next year and in past years. Tax-free threshold What the tax-free threshold is, tax withheld with and without it, and part-year residents. Weekend pay rates Saturday and Sunday penalty rates under common awards, full-time and casual. Weekly pay Take-home pay for one weekly pay, with tax withheld and super. Weekly tax table Tax withheld from every weekly pay, with and without the tax-free threshold. Pay by job Pay by job: award and public sector pay rates See all → Aged care Aged care award pay for personal care workers and general staff, casual and weekend rates. All award rates Entry-level pay in every major modern award, with links to each award's full rates. Apprentices Apprentice wages for every year in each trade compared, junior and adult. Baristas Barista pay in eat-in and takeaway cafes: adult, junior, casual and weekend rates. Beauty therapists Award pay for beauty therapists, beauticians, nail technicians and make-up artists. Butchers Butcher shop award pay, weekend rates and apprentice butcher wages. Chefs Award pay for chefs and cooks, with casual, weekend and public holiday rates. Cleaners Cleaning Services Award pay: full-time, part-time and casual, with shift and weekend rates. Construction workers Building and Construction Award pay from CW1 level a to Level 9, trades, casual and overtime rates. Defence (ADF) Army, Navy and Air Force salaries by rank and pay grade, with take-home pay. Delivery riders Minimum pay for app food delivery riders and drivers, with a top-up calculator. Dental assistants Dental assistant award pay, casual, weekend and public holiday rates. Disability support SCHADS award pay for disability support workers, now and from 1 December 2026. Fast food Fast Food Award pay for every level, casual, late night, weekend and junior rates. Hairdressers Hairdresser award pay and apprentice hairdresser wages. Hospitality Barista, bartender, waiter and kitchen hand award pay, casual and weekend rates. Legal staff Legal Services Award pay for legal support staff, law graduates and law clerks. Manufacturing Manufacturing Award pay C14 to C2(b), trade rates for fitters, welders and boilermakers, apprentices. Mechanics Apprentice mechanic wages and qualified mechanic award pay. Mine workers Mining Industry Award pay from entry level to Level 7, with shift and overtime rates. Miscellaneous Award Pay for employees no other award covers: levels 1 to 4, casual and junior rates. Nurses Award National Nurses Award pay: assistants, enrolled, registered and aged care nurses. Office and admin Clerks award pay for receptionists and admin staff, every level. Personal trainers Fitness Industry Award pay for personal trainers, instructors and coaches. Pharmacists Pharmacy award pay for interns, pharmacists and managers, casual and weekend rates. Pharmacy Pharmacy assistant and pharmacist award pay, with casual and weekend rates. Real estate Real Estate Award pay for agents and property staff, and the commission-only rules. Restaurants Restaurant Award pay for waiters, kitchen hands and cooks, casual and weekend rates. Retail General Retail Award pay for every level, casual, weekend and public holiday rates. SCHADS award Every SCHADS level and pay point: community services, crisis accommodation and home care. Security guards Security officer award pay for levels 1 to 5, with night, weekend and casual rates. Teacher aides Teacher aide and education support pay in public schools by state, with take-home pay. Timber workers Timber Industry Award pay for timber, furniture and pulp and paper workers. Truck drivers Road Transport Award pay by grade and vehicle, casual and weekend rates. Vet nurses Veterinary nurse award pay by level, weekend and shift rates, and vet minimums. Warehouse workers Storeworker award pay for grades 1 to 4, forklift, shift and weekend rates. Tax time ATO interest rates General and shortfall interest charge rates each quarter, with a calculator. Capital gains tax Tax on selling shares, property or crypto, with the 50% CGT discount. Cents per km Car expense deduction at the ATO's cents per kilometre rate. Fuel tax credits Fuel tax credits for diesel, petrol and gas at the ATO's current rates. Gift tax Why Australia has no gift tax, and the CGT, stamp duty and Centrelink rules when you give. GST Add GST to a price or take it out. Inheritance tax Why Australia has no inheritance tax, CGT on inherited assets and tax on super death benefits. Medicare levy The Medicare levy and the Medicare levy surcharge without private hospital cover. Payroll tax Payroll tax in every state and territory, with each state's threshold, rate and a calculator. Sole trader tax Tax on ABN business profit, the small business offset and how much to set aside. Tax for the year Tax on any salary, the Medicare levy, the surcharge and the standard deduction. Tax refund Your refund or amount owing from your income statement. Tax return deadline When your tax return and any tax owing are due, and the late lodgment penalty. Property ACT stamp duty ACT conveyance duty for owner-occupiers and investors, and the Home Buyer Concession Scheme. CGT 6-year rule When your rented-out former home stays exempt from capital gains tax, and the tax after 6 years. Clearance certificate Why every seller needs an ATO clearance certificate, and the 15% withheld without one. Negative gearing Your rental loss, the tax it saves and the weekly cost, with the 2027 changes. NSW land tax NSW land tax on investment land over the threshold, with the foreign surcharge. NSW stamp duty NSW transfer duty on any price, with the first home buyer exemption and concession. NT stamp duty Northern Territory stamp duty from the Territory Revenue Office formula. QLD land tax Queensland land tax for individuals, companies, trusts and absentees. QLD stamp duty Queensland transfer duty with the home and first home concessions. Rental yield Gross and net rental yield from the price, rent and costs. Stamp duty Stamp duty in every state and territory, with first home buyer concessions. VIC land tax Victorian land tax at the SRO's general, trust and absentee rates. VIC stamp duty Victorian land transfer duty, with home and first home buyer concessions. WA land tax Western Australian land tax and MRIT on investment land over the threshold. Super & HECS Co-contribution How much the government adds to your after-tax super contributions. Division 293 The extra 15% tax on super contributions for high earners. Division 296 The extra tax on super earnings for balances over the large super balance threshold. Downsizer Putting up to $300,000 from selling your home into super from age 55. HECS-HELP Compulsory repayments and when your debt will be paid off. How HECS works Repayment thresholds, indexation and how it comes out of your pay. Salary sacrifice What sacrificing into super costs your take-home pay and adds to your balance. Super on overtime Which pay counts for the super guarantee under Payday Super, with a calculator. Super rates Super guarantee, contribution caps, transfer balance cap and preservation age for this year. Centrelink All payment rates The maximum rate of every Centrelink payment in one table, and when each changes. Advance payment How much you can get as a Centrelink advance and how it is repaid. Age Pension Age Pension rates per fortnight, income and assets test limits and deeming rates. Child Care Subsidy Your CCS percentage, the hourly rate caps and what child care will cost you. Concession cards Low Income Health Care Card and Commonwealth Seniors Health Card income limits. DSP Disability Support Pension rates for people 21 and older and under 21. FTB calculator Estimate Family Tax Benefit Part A and Part B from your income and children. Gifting rules How much you can give away on the pension, with a calculator. Health Care Card Low Income Health Care Card income limits, with children, and an eligibility check. JobSeeker JobSeeker Payment rates, the income test and the income cut-offs. Rent Assistance How much Commonwealth Rent Assistance you get for your rent and situation. Seniors Health Card Commonwealth Seniors Health Card income limit, deeming of pensions and an eligibility check. Work Bonus How much pensioners can earn from work, with the Work Bonus balance. Leave & work ETP tax Tax on a redundancy payout, golden handshake or pay in lieu of notice. Redundancy Redundancy pay, notice, unused leave and the tax-free part. Sick leave Paid sick and carer's leave accrued under the National Employment Standards. Guides
Take-home pay from a salary or hourly rate, the tax withheld from each pay, and what changes with a rise, a bonus, overtime or a second job. Every figure uses the 2026–27 rates published by the ATO and the Fair Work Commission.
Pay calculator Take-home pay from any salary or hourly rate, with tax, Medicare, HECS-HELP and super. Tax withheld The exact tax taken out of a weekly, fortnightly or monthly pay, from the ATO's formulas. Pay rise How much a rise adds to each pay after tax. Bonus tax Tax withheld from a bonus or commission, and what comes back at tax time. Second job Tax on two jobs, the likely bill at tax time, and how much extra to have withheld. Penalty rates Weekend, evening and public holiday pay under common awards, before and after tax. Casual loading A casual rate from a permanent rate with the 25% loading, and casual vs permanent over a year. Time and a half Time and a half, double time and double time and a half from any hourly rate. Overtime A week's pay with overtime, weekend and public holiday rates. Salary to hourly Convert a salary to an hourly rate, or back, before and after tax. Pro rata Part-time pay from a full-time salary. Net to gross The salary you need for a take-home amount. Salary packaging Tax saved packaging with a charity or public hospital. Novated lease What a novated lease does to your take-home pay, for an EV or petrol car. Car FBT Fringe benefits tax on a work car under the statutory formula. Luxury car tax Luxury car tax on a new car at this year's thresholds.