See what a pay rise is really worth in your pocket each week, fortnight and month after tax.
| Now | After | Extra |
|---|
Extra take-home pay a fortnight in 2026–27, no study loan.
| Salary | 3% rise | 5% rise | 10% rise |
|---|---|---|---|
| $50,000 | $38 a fortnight | $64 a fortnight | $128 a fortnight |
| $70,000 | $55 a fortnight | $92 a fortnight | $183 a fortnight |
| $90,000 | $71 a fortnight | $118 a fortnight | $235 a fortnight |
| $120,000 | $94 a fortnight | $157 a fortnight | $314 a fortnight |
| $150,000 | $106 a fortnight | $176 a fortnight | $352 a fortnight |
| $200,000 | $122 a fortnight | $204 a fortnight | $408 a fortnight |
Your marginal tax rate plus Medicare comes off each extra dollar. A $5,000 rise on $90,000 adds $3,400 a year after tax, or $131 a fortnight: 68% of the rise.
No. Australia's tax brackets are marginal, so only the income above each threshold is taxed at the higher rate. You always keep some of every extra dollar.
It can. Repayments rise as your income rises: from $69,528 each extra dollar attracts a repayment as well as tax, so you keep less of the rise until the debt is paid off.
Award wages rose 4.75% from 1 July 2026 after the Fair Work Commission's annual review. Many enterprise agreements set yearly rises of around 3–4%; others are negotiated individually.
Only the part above $135,000 is taxed at the higher rate. Use the calculator with your new salary to see the exact difference.
Sources: ATO tax rates, study loan repayment thresholds; Fair Work Commission Annual Wage Review. General information, not tax advice.