Work out ACT conveyance (stamp) duty for owner-occupiers and investors, and whether the Home Buyer Concession Scheme removes it.
Key facts
- ACT conveyance duty on an $800,000 home is $22,158 for an owner-occupier and $25,150 for an investor (2026–27 rates).
- From 1 July 2026 the Home Buyer Concession Scheme has no property price cap or income test: eligible buyers pay no duty.
- To be eligible, you and your partner must not have owned property in the last 5 years, and one of you must live in the home for at least 12 months, starting within a year of settlement.
- Above $1,455,000, duty is a flat 4.54% of the whole value.
- Duty is payable 14 days after the title is registered, not at exchange.
Stamp duty by price (2026–27)
| Dutiable value | Owner-occupier | Investor | Home Buyer Concession Scheme |
|---|---|---|---|
| $400,000 | $5,008 | $8,000 | $0 |
| $500,000 | $8,408 | $11,400 | $0 |
| $600,000 | $12,728 | $15,720 | $0 |
| $700,000 | $17,048 | $20,040 | $0 |
| $750,000 | $19,208 | $22,200 | $0 |
| $800,000 | $22,158 | $25,150 | $0 |
| $900,000 | $28,058 | $31,050 | $0 |
| $1,000,000 | $33,958 | $36,950 | $0 |
| $1,250,000 | $49,958 | $52,950 | $0 |
| $1,500,000 | $68,100 | $68,100 | $0 |
| $2,000,000 | $90,800 | $90,800 | $0 |
| $3,000,000 | $136,200 | $136,200 | $0 |
Owner-occupier rates
| Dutiable value | Duty |
|---|---|
| $0 to $260,000 | $0.28 for every $100 |
| $260,001 to $300,000 | $728 plus $2.20 for every $100 over $260,000 |
| $300,001 to $500,000 | $1,608 plus $3.40 for every $100 over $300,000 |
| $500,001 to $750,000 | $8,408 plus $4.32 for every $100 over $500,000 |
| $750,001 to $1,000,000 | $19,208 plus $5.90 for every $100 over $750,000 |
| $1,000,001 to $1,455,000 | $33,958 plus $6.40 for every $100 over $1,000,000 |
| Over $1,455,000 | 4.54% of the whole value |
Rates for other buyers
| Dutiable value | Duty |
|---|---|
| $0 to $200,000 | $1.20 for every $100 |
| $200,001 to $300,000 | $2,400 plus $2.20 for every $100 over $200,000 |
| $300,001 to $500,000 | $4,600 plus $3.40 for every $100 over $300,000 |
| $500,001 to $750,000 | $11,400 plus $4.32 for every $100 over $500,000 |
| $750,001 to $1,000,000 | $22,200 plus $5.90 for every $100 over $750,000 |
| $1,000,001 to $1,455,000 | $36,950 plus $6.40 for every $100 over $1,000,000 |
| Over $1,455,000 | 4.54% of the whole value |
Non-commercial (residential and rural) property. Not included: the pensioner and disability duty concessions, off-the-plan unit exemptions and commercial property.
Common questions
How much is stamp duty in the ACT?
For an owner-occupier, $12,728 on $600,000, $22,158 on $800,000 and $33,958 on $1,000,000. Investors pay $15,720, $25,150 and $36,950.
Do first home buyers pay stamp duty in the ACT?
Not if they qualify for the Home Buyer Concession Scheme: from 1 July 2026 it gives a full duty concession with no price cap or income threshold, for buyers who haven't owned property in the last 5 years and will live in the home.
What is the owner-occupier rate?
Lower rates for an eligible owner-occupier transaction: 0.28% up to $260,000, then rising rates up to $1,455,000. At least one buyer must live in the home for a year.
When do I pay stamp duty in the ACT?
14 days after the title is registered at Access Canberra. You claim the owner-occupier rate or a concession on the Buyer Verification Declaration.
See also the stamp duty calculator for every state and the NSW stamp duty calculator.
Sources: ACT Revenue Office conveyance duty for non-commercial property and ACT Budget 2026–27 updates; Taxation Administration (Amounts Payable—Duty) Determination 2026. Checked 22 October 2026. An estimate; the ACT Revenue Office assesses the duty you pay.